Pay by Bank / Instant Payment

The instant transfer from the current account: your customers pay straight from their own account, the amount is credited to your merchant account in seconds – cheaper and faster than any card payment.

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Customer scanning the walluta.PAY QR code on a checkout display with a smartphone

Online checkout via QR code

The account-to-account solution (Pay by Bank) lets customers pay conveniently from their own account at the till, vending machine, card terminal or online shop. Amounts are credited to the merchant account in real time.

Payment methods compared

How long card payments take

  1. Customer
  2. Credit card
  3. Payment service provider
  4. Bank
  5. Payment processing
  6. Merchant’s bank
  7. Merchant

Payout after 1, 2 or 3 days – or even only weekly.

How fast Pay by Bank is

  1. Customer
  2. Customer’s bank
  3. walluta.PAY / ZIIB
  4. Merchant’s bank
  5. Merchant

Credited to your account in real time.

Smartphone held to a walluta.PAY card terminal, surrounded by crypto symbols

Activate the QR code on the card terminal

Activate the walluta.PAY QR code on your card terminal. Your customers scan the code on the terminal – accept Pay by Bank simply and conveniently on site.

Simply pay mobile. Get started with us now!

Give your customers better service with flexible, modern payment solutions – and be the first in your industry to offer Pay with Crypto (coming soon).

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