Digital Payment Provider
Every payment method. One solution. Plus Pay with Crypto* (coming soon).
With walluta.PAY you accept payments simply, securely and cashless – credit cards, debit cards, wallets, Pay by Bank and, first on the market: cryptocurrencies* (coming soon) without exchange-rate risk.
Till, market stall, vending machine, invoice or online shop: your customers pay via QR code with their smartphone. You receive euros in your business account.
Licensed payment processing
in cooperation with ZIIB Zahlungssysteme GmbH, Berlin
No terminal required
a QR code or NFC tap is enough
Pay with Crypto* (coming soon)
no exchange-rate risk, settled in euros
Real-time settlement
straight to your account with Pay by Bank
Our unique selling point
Pay with Crypto* (coming soon) – exchange-rate risk is history.
Your customers pay with Bitcoin* (coming soon), Ethereum, stablecoins and other coins listed at walluta.PAY. walluta.PAY converts to euros at the moment of payment. The invoice amount lands in your account in euros – no intermediate exchange, no wallet management, no price swings.
You only need walluta.PAY. Your customers only need their wallet.
How Pay with Crypto* (coming soon) works
All card payments – licensed and regulated
walluta.PAY has entered into an outsourcing agreement with Berlin-based ZIIB Zahlungssysteme GmbH. All card, wallet and Pay-by-Bank transactions are processed under their licence. For you this means one contact, one contract, one settlement – and the security of a regulated payment institution.
On top comes what only walluta.PAY offers: Pay with Crypto* (coming soon) from the walluta group, the German crypto portal with its own exchange and wallet.
Accepts all common payment methods:
- Bitcoin* (coming soon)
- Ethereum* (coming soon)
- Visa
- Mastercard
- American Express
- Apple Pay
- Google Pay
- PayPal
- girocard
- Pay by Bank
- Twint
- Handyrechnung
The payment solution that fits your business.
With walluta.PAY you accept cashless payments at every point of sale. Farm shop, market stall, vending machine or restaurant: contactless payment via QR code or NFC – tap to pay – makes your business more attractive, saves costs and boosts revenue.
Pay with Crypto* (coming soon). Exchange-rate risk is history.
You only need walluta.PAY. Your customers only need their wallet.
Learn moreQR code / NFC sticker
Place the QR code / NFC sticker wherever you want to get paid: at the counter, in the farm shop, at the market stall. Simple, fast, cheap and without any terminal. The customer pays with their smartphone – tipping included.
Learn moreTill (reinvented)
Your customers pay directly with their smartphone: the QR code appears on the customer display. No additional devices, terminals or installations. Also instant payment (account to account) and Pay with Crypto* (coming soon) – with guaranteed settlement within seconds.
Learn moreVending machine (MDB)
The walluta.PAY module connects via MDB in 2 minutes – without drilling the front panel. Your customers pay via QR code or NFC tap with all common payment methods. Simple contracts, simple accounting, activation within 24 hours.
Learn moreCashless coin validator
We make your electronic coin validator cashless in 2 minutes. Only the connecting cable is replaced. Car vacuum, self-service car wash, kiddie ride or infrared system: your customers will pay by smartphone. No more searching for change.
Learn moreEV charging station
You provide charging stations for several users and need a simple payment solution? A card terminal is too expensive and not necessary. We integrate walluta.PAY via cloud connection into your charging system. Pay via QR code and NFC – always at the current electricity price.
Learn moreScan & Collect
With Scan & Collect your customers order and pay quickly via QR code – without an online shop. Ideal for lunch, take-away and pre-orders. No more queuing; customers simply collect their order.
Learn moreDonations
Collect donations contactless, securely and effortlessly – via QR code. In church, at the club house or at events: supporters scan and pay directly. Reach far more people.
Learn moreIn-app payment
Integrate walluta.PAY into your own app and offer all payment methods including receipts. The white-label solution brings couponing, product placement, age verification – and Pay with Crypto* (coming soon) – into your app.
Learn moreInvoice
Add a walluta.PAY QR code to your invoices – customers pay quickly and directly by smartphone with Apple Pay, Google Pay, card, PayPal or crypto* (coming soon). Better service, fewer late payers. Ideal for service providers, trades, collections and any company with invoice customers.
Learn morePay by Bank / Instant Payment
The instant transfer from the current account: your customers pay straight from their own account, the amount is credited to your merchant account in seconds – cheaper and faster than any card payment.
Learn moreModern, fast and secure payment methods for your customers
Enable payments with all common methods – including those customers could previously use only online. Plus the cheapest method, “pay directly from your account” in real time, and as the only provider: cryptocurrencies* (coming soon) without exchange-rate risk.
Pay with Crypto* (coming soon)
Bitcoin* (coming soon), Ethereum, stablecoins and other listed coins – settled in euros, no exchange-rate risk.
- Bitcoin* (coming soon)
- Ethereum* (coming soon)
- Tether USDT* (coming soon)
- USD Coin
Credit cards
All common credit cards.
- Mastercard
- Visa
- American Express
- Diners Club
- Discover
Wallets
All modern mobile wallets: Apple Pay, Google Pay or PayPal.
- Apple Pay
- Google Pay
- PayPal
Debit cards – girocard
Your customers simply pay from their bank account.
- girocard
- V PAY
- Maestro
Pay by Bank (account to account)
The instant transfer that credits payments to the merchant account within seconds.
- IBAN
- Wero
Pay by mobile bill
Pay via the Vodafone, Telekom or O2 mobile phone bill.
- Pay by mobile bill
Instant Payment – Pay by Bank
We bring the “new payment method” Pay by Bank to the point of sale.
Offer your customers payment straight from their current account: in the online shop, at the till via the QR code on the customer display, or on your card terminal. The amount is credited to you in real time.
More about Pay by BankSimply pay mobile. Get started with us now!
Give your customers better service with flexible, modern payment solutions – and be the first in your industry to offer Pay with Crypto* (coming soon).
Go cashless and grow your revenue. Your customers only need their smartphone.
Get startedQuestions? Find answers to the most common ones here.
If yours is missing, write to us via the contact form.
Where and how can walluta.PAY be used?
walluta.PAY offers solutions for every business. The QR code can be used flexibly anywhere: at the till, on vending machines, on invoices, in online shops or as a sticker at a market stall. Talk to us – we will find the right payment solution for your business.
Which payment methods are available?
Visa, Mastercard, American Express, Diners Club, Discover, Apple Pay, Google Pay, PayPal, girocard, pay by mobile bill, Twint (Switzerland) and Pay by Bank (instant account-to-account transfer). Plus, exclusively: Pay with Crypto* (coming soon) – Bitcoin, Ethereum, stablecoins and other listed coins, settled in euros.
How does Pay with Crypto* (coming soon) work for me as a merchant?
Exactly like any other payment method: the customer scans your QR code, selects “Crypto* (coming soon)” and pays from their wallet. walluta.PAY converts to euros at the moment of payment. You see the payment immediately in the merchant portal and receive the amount in euros – no wallet of your own, no exchange-rate risk.
Where can I place the walluta.PAY QR code?
Basically anywhere: at the counter, on tables, with service staff, on vending machines, posters, invoices, in the online shop or on the customer display of the till.
How does a payment work?
Step 1: scan the QR code. Step 2: enter the amount, or it is shown automatically. Step 3: choose the payment method (e.g. Visa, Apple Pay, Pay by Bank or Crypto* (coming soon)) and confirm. Done – the receipt is available digitally right away.
Do my customers need an app or registration?
No. For cards, wallets and Pay by Bank the smartphone camera is enough; no registration required. For Pay with Crypto* (coming soon) customers use their existing wallet – for example the walluta.APP.